Our Finance Center

At Val Ward Cadillac, our team always strives for greatness in everything we do, including offering reliable auto finance services. Every member of our staff works tirelessly with our customers to give them car loans and car leases at desirable interest rates and monthly payments. You won’t find a more dedicated group of auto finance professionals than at our Fort Myers Cadillac dealer.

See their financial expertise firsthand. Visit Val Ward Cadillac today.

Making Auto Finance Simple

Everyone in our finance center has shopped for a new car before. We all understand how frustrating getting a car loan or a car lease can be at other car dealerships. To combat this, we’ve done everything we can to streamline and improve our credit approval process, so you can get auto financing easier than ever before.

We’ve made many of our improvements by moving our features online. If you prefer an in-person experience, visit Val Ward Cadillac today and one of our knowledgable team members will be happy to assist you.

Getting Started: Credit Score

Before you apply for a car lease or car loan, it’s critical to have all of your financial information in order. This includes knowing your monthly income amount, basic job information and the amount of time you’ve had your job. On top of that, you should have a basic understanding of your current credit score.

Dealerships commonly inquire into someone’s credit score before approving them for a car lease or car loan. A better credit score can help you get more favorable monthly payments and interest rates.

To quickly and easily learn what your credit score is, use our Black Book® credit score estimator. It requires basic information about your monthly income, loan history and current debt. After filling out all of its forms, you’ll be given a credit score estimate similar to what you would get from a credit bureau.

Visit the finance center at Val Ward Cadillac – Southwest Florida’s most trusted Cadillac dealer.

Apply For Financing

Once you know which vehicle you want and have all of your financial information in order, it’s time to get you started on applying for your car loan. Applying for financing used to be a time-consuming trip to the dealership, but those days are long behind us. We’ve streamlined this process immensely to make getting a car loan or car lease a breeze compared to what it used to be.

Simply hover over the “Finance” tab at the top of the page and then click “Request Financing”. Proceed to fill out the form. It will ask you for the specifics of your desired car loan, such as the down payment you intend to make, the amount you’ll require and the term of the loan. You’ll also need to specify if you’ll be trading in your current car as part of the down payment for your new one.

Then detail which car you’re interested in buying and give us some basic contact information. After you’ve applied, a representative from our finance center will reach out to you to tell you if you’ve been pre-approved for your car loan. If you have, the representative will further explain the opportunities available to you and the next steps you have to take to secure your loan.

Get pre-approved for a car loan or car lease today at Val Ward Cadillac.

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Cadillac XT4 Inventory

2020 Cadillac XT4 Takes You Precisely Where You Want To Go

Driving a Cadillac is one of life’s greatest automotive pleasures. After all, the brand is used in countless analogies to all things comfortable and elegant. A lot goes into what puts Cadillac into such high esteem. They’re elegant to look at and unparalleled with regard to comfort. But, as easy on the eyes a Cadillac is, the precision and handling when driving one is the kind of finesse that’s hard to beat.

Nowhere is that more prevalent than in the 2020 Cadillac XT4. The luxury, small SUV comes in 3 trims; Luxury, Premium Luxury and Sport. For information about the grace with which any Cadillac vehicle drives, please keep reading.

Gives You The Power To Be Precise

Largely credited for the 2020 Cadillac XT4’s precision and great handling is its power to instinctively perform in a variety of scenarios.

The new Cadillac XT4 boasts a 2.0 liter 4-cylinder, good for 237 horsepower, 258 pound-feet of torque and comes as a front- or all-wheel drive. The 9-speed automatic engine helps deliver both power and efficiency on the spot.

In addition, an innovative twin-clutch AWD system acts as the brains to effectively distribute torque to the wheels most in need.

For more information about the power specs on the 2020 Cadillac XT4, visit the preferred Fort Myers, FL car dealership today.

Express Your Driving Moods Via Driving Modes

As the saying goes, “different strokes for different folks.” That’s similar to the incredibly convenient mode selection knob at your fingertips on the new XT4. With a simple twist of the knob, at the base Luxury level, drivers can choose from Tour, Snow/Ice or Sport modes. On all-wheel drive versions of the Cadillac XT4, mode selections range from Tour to Sport to Off-Road or AWD.

With that kind of control at your fingertips, precision and handling are made easy in and under a variety of conditions. Learn more about mode selection and how it enhances every driving experience online or via a test drive from the Fort Myers home of the all-new Cadillac XT4.

Driver-Assistance Features For More Precision

While drivers and passengers reap the rewards of incredible precision and handling with the 2020 Cadillac XT4, a host of Driver-Assistance Features actually enhances the overall driving experience and makes every ride a smoother one.

On all trims, Rear Parking Assist helps drivers avoid curbs, debris or obstacles and into tricky spots more easily, while Automatic Emergency Braking acts as a second set of eyes. At the Premium Luxury level, drivers will use that deft touch on the steering wheel in conjunction with Front- and Rear-Parking Assist to help avoid wheel and tire damage against curbs, as well as Lane Change Alert with Side Blind-Zone Alerts. Such features elevate every driving experience, creating more confidence and relaxation behind the wheel.

While attentive driving is tantamount to precision and handling, relaxed driving is also a key player in more fluid driving.

Val Ward Cadillac Is Precisely The Right Cadillac Dealer

Not only is Val Ward Cadillac the better choice for a new Cadillac, but we also feature an outstanding lineup of certified pre-owned and other used vehicles at a fraction of the cost of anything new.

Speaking of cost, if you’re debating over the best way to finance your new Cadillac or other pre-owned vehicle, the friendly professionals in our finance center are in place solely to help. From low-interest car loans to car leases with enticing monthly payments, we can help find the right financial fit for you.

Once you’ve crossed that bridge and secured that new vehicle, you will want to keep it running like new at all times. For all your auto service needs – from routine oil changes to more involved repair work – count on the highly-skilled technicians in the Val Ward Cadillac service center.

Like the 2020 XT4 offers its drivers, precision is Val Ward Cadillac’s key to success for its clients. Set your sights on us and we will get you everywhere.

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